Yes. Everyone can participate in our savings and Learn 'n Earn game regardless of what they are participating in elsewhere.
If you are participating in a 401k, Pension, or other ERISA retirement program then you can also fully participate in our retirement IRA.
If you are already contributing to an IRA (Individual Retirement Account), then you will want to ensure your combined contribution amounts (in your Xiggit IRA and in your other IRAs) don't exceed the annual limit.