The Xiggit Target Date Funds
Based on the target retirement date of the investor, we combine the Equity, Fixed Income, and Gold allocations into pre-built investment portfolios that target a certain level of risk that is suitable to your investment time horizon. Longer time horizons (15+ years) generally allow an investor to take on more investment risks in exchange for potentially higher growth in the value of their investment. Thus, the longer you have to invest, the higher the risk of the target-date portfolio. As you approach retirement, the risk in the portfolio automatically is reduced to preserve your investment value during your retirement years.
The Xiggit Risk-Based Funds
Based on the level of risk you are comfortable taking with your investment (as identified during the personal risk assessment questionnaire), we combine the Equity, Fixed Income, and Gold allocations into pre-built portfolios that target a certain level of risk that takes into consideration your investment time horizon, and your risk tolerance.